Acquire Essential Equipment
Without Draining Cash
Get up to 100% financing for machinery, commercial vehicles, and technology. The equipment serves as collateral, making it easier to qualify and preserve your working capital.
Check What You Qualify ForWhat is Equipment Financing?
Equipment financing allows you to borrow capital specifically to purchase or lease business equipment. Because the equipment itself acts as the collateral for the loan, lenders take on less risk.
This means you can often secure better rates, longer terms, and faster approvals compared to unsecured business loans—all while keeping your cash reserves intact for daily operations.
How It Works
Get Pre-Qualified
Submit basic business details to see your maximum approval amount without affecting your credit score.
Select Equipment
Choose the exact machinery, vehicles, or technology you need from your preferred vendor.
Get Funded
We pay the vendor directly or reimburse you, allowing you to put the equipment to work immediately.
Is Equipment Financing Right for You?
The perfect solution for asset-heavy industries looking to scale operations efficiently.
Ideal For
- Construction & Manufacturing: Companies needing heavy machinery, tools, or production lines.
- Transportation & Logistics: Fleet operators acquiring trucks, trailers, or delivery vehicles.
- Medical & Healthcare: Practices upgrading expensive diagnostic equipment or specialized devices.
- IT & Professional Services: Businesses investing in servers, software, or office technology.
Key Benefits
Preserves Cash Flow
Keep your working capital free for payroll, inventory, and unexpected expenses.
Tax Advantages
Take advantage of Section 179 deductions to write off the full purchase price in the first year.
Up to 100% Financing
Many programs cover soft costs like shipping, installation, and training.
Fast Approvals
Because the asset secures the loan, underwriting is faster and less restrictive.
Why Fundja Capital?
Not all equipment lenders understand your specific industry. We match you with specialized lending partners who understand the true value of the assets you're acquiring.
- Industry-Specific LendersWe connect you with capital providers who specialize in your exact type of equipment.
- Flexible StructuresChoose between equipment loans, fair market value (FMV) leases, or $1 buyout leases.
- Vendor AgnosticBuy new or used equipment from the vendor or private seller of your choice.
Common Use Cases
Equipment financing can be used to acquire almost any tangible business asset.
Frequently Asked Questions
Everything you need to know about equipment financing.
Check Your Funding Options
Find out how much equipment financing you qualify for today. Fast, secure, and zero impact on your credit score.*