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    Terms of Service

    Last Updated: April 14, 2026

    1. Acceptance of Terms

    By accessing or using the Fundja Capital website and services, you agree to be bound by these Terms of Service. If you do not agree to all of these terms, do not use our website or services.

    2. Role Clarity & Services Provided

    Fundja Capital is not a direct lender, financial institution, or creditor. We do not make lending decisions, issue loans, or underwrite credit. We operate strictly as a strategic funding facilitator and connector. Our service consists of analyzing your business profile and connecting you with third-party lenders, funding partners, and credit providers that match your needs.

    3. No Guarantee of Results

    While we optimize your profile for the best possible outcome, approval is never guaranteed. Funding amounts vary, and all final lending decisions, including approvals, terms, interest rates, and funding amounts, are determined solely by the independent third-party lenders. Any results, testimonials, or examples shown on our website are for illustrative purposes only and do not constitute a guarantee of future performance or similar outcomes.

    4. No Financial or Professional Advice

    All information provided on our website and through our services is for informational purposes only and does NOT constitute financial, legal, investment, or business advice. You should consult with qualified professionals before making any financial or business decisions based on the information provided.

    5. User Responsibilities

    By using our services, you agree that you will:

    • Provide accurate, truthful, and complete information at all times.
    • Not submit misleading, fabricated, or fraudulent data (including false revenue figures or identities).
    • Not misuse the platform or attempt to manipulate funding outcomes through deceptive practices.
    • Act with proper authorization on behalf of the business you represent.

    Fundja Capital relies on the information you provide and does not independently verify all submitted data. We are not responsible for any inaccuracies, omissions, or errors in the information you submit.

    6. Communication Consent

    By providing your contact information, you expressly consent to be contacted by Fundja Capital and, where applicable, our funding partners via phone calls, SMS text messages, and email regarding your funding request. This may include the use of automated dialing systems or pre-recorded messages. Consent is not a condition of purchase or of obtaining funding. Message and data rates may apply. You may opt out of these communications at any time.

    7. Third-Party Relationships

    The external lenders and partners we connect you with operate independently. Fundja Capital is not responsible for the actions, decisions, terms, processes, or privacy policies of any third-party lender. Our connection to or presentation of specific lenders does NOT constitute an endorsement or recommendation. You are solely responsible for evaluating any lender offers independently. We do not control and cannot be held liable for any interactions or agreements you enter into with these third parties.

    8. Service Availability

    We do not guarantee that our website or services will be uninterrupted, secure, or error-free. Services may occasionally be unavailable due to maintenance, updates, or technical issues beyond our control. Fundja Capital is not liable for any interruptions or downtime.

    9. Limitation of Liability

    To the fullest extent permitted by law, Fundja Capital shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services. This includes, but is not limited to, liability for denied applications, unfavorable loan terms, financial outcomes, or any actions taken by third-party lenders. Your use of our services is at your own risk.

    10. Indemnification

    You agree to indemnify, defend, and hold harmless Fundja Capital, its officers, directors, employees, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your misuse of the platform, submission of false or misleading information, or violation of these Terms of Service.

    11. Intellectual Property

    All content on this website, including text, graphics, logos, images, and software, is the exclusive property of Fundja Capital or its licensors and is protected by intellectual property laws. You may not copy, distribute, modify, reuse, or reproduce any content without our express written permission.

    12. Termination and Access Control

    Fundja Capital reserves the right to suspend or terminate your access to our services at any time, without prior notice, if we determine or suspect that you have violated these Terms of Service, engaged in fraudulent activity, or misused our platform.

    13. Governing Law and Dispute Resolution

    These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from or relating to these terms or our services may be resolved through binding arbitration. To the extent permitted by law, you agree to waive any right to participate in class action lawsuits.

    14. Changes to Terms

    We may update these Terms of Service at any time. Any changes will be posted on this page with an updated revision date. Your continued use of the website after such changes constitutes your acceptance of the new terms.

    15. Contact Information

    If you have any questions or concerns about these Terms of Service, please contact us: