Fuel Major Growth With
SBA Loans
Access the most competitive financing available. Enjoy the lowest interest rates, longest repayment terms, and high capital limits to take your business to the next level.
Check What You Qualify ForWhat is an SBA Loan?
Small Business Administration (SBA) loans are commercial loans partially guaranteed by the U.S. government. Because the government reduces the risk for lenders, business owners can access capital with much better terms than traditional bank loans.
Whether you need an SBA 7(a) loan for working capital and acquisitions, or an SBA 504 loan for commercial real estate and heavy equipment, these programs offer the "gold standard" of business financing.
How It Works
Pre-Qualification
We review your financials to ensure you meet SBA criteria before beginning the intensive application process.
Packaging & Submission
Our team helps you gather and organize the extensive documentation required, submitting a flawless package to the right lender.
Approval & Closing
Once approved by the lender and the SBA, we guide you through the closing process to secure your funds.
Is an SBA Loan Right for You?
The ideal solution for established businesses making significant, long-term investments.
Ideal For
- Established Businesses: Companies with 2+ years of profitable operating history and strong credit.
- Real Estate Buyers: Businesses looking to purchase the commercial property they operate out of (owner-occupied).
- Business Acquisitions: Entrepreneurs buying an existing, profitable business or buying out a partner.
- Debt Refinancing: Consolidating high-interest, short-term debt into a manageable, long-term payment.
Key Benefits
Lowest Interest Rates
SBA loans offer the most competitive interest rates available in the commercial lending market.
Longest Terms
Repayment terms up to 10 years for working capital and up to 25 years for commercial real estate.
High Capital Limits
Access funding amounts up to $5 million to execute major expansion strategies.
Lower Down Payments
Preserve your working capital with down payments often as low as 10% for real estate purchases.
Why Fundja Capital?
The SBA loan process is notoriously complex and time-consuming. We act as your expert guide, streamlining the process and ensuring your application is structured perfectly.
- Navigating ComplexityWe handle the heavy lifting of SBA paperwork, saving you hundreds of hours of frustration.
- Preferred Lender NetworkWe route your application to SBA Preferred Lenders (PLP) who have the authority to approve loans faster.
- Strategic StructuringWe present your business narrative and financials in the exact format underwriters want to see.
Common Use Cases
SBA loans provide the transformative capital required for major business milestones.
Frequently Asked Questions
Everything you need to know about SBA loans.
Check Your Funding Options
Find out if you qualify for an SBA loan today. Fast, secure, and zero impact on your credit score to start.*